Zambia expansion plans

Ladies singing

MicroLoan Foundation has been working in Malawi for over 10 years, and we have our biggest operation there, with 21 branches across the country supporting over 26,000 women at any one time. So, naturally, we talk a lot about what we do there. But we want you to know about the amazing work we’re doing in Zambia at the moment, too. And the amazing things we have planned for the next couple of years…

We have been working in Zambia since 2008, solely working in the Eastern Province, where we have 5 branches supporting 3,432 women. Things are going really well in Zambia, where we have disbursed over £380,400 in loan capital so far in 2013, and over 98% of loans are being repaid.

However, there is scope for us to do a lot more in Zambia, and have a bigger impact on more lives. That’s why, in June, our Head of Operations, Mike, and our Programmes Intern, Magda, went to investigate areas for expansion alongside Zambian local management. After much consideration and discussion, we plan to expand in to the Southern Province (Mazabuka) in early 2014, funding permitting. We are really excited about this expansion, and enabling more women to work their way out of poverty.

If you are interested in supporting our expansion into Southern Zambia, or our work elsewhere, please do get in touch or donate here.

The following demonstrates the impact of our support in Zambia first-hand, from one of the women we support there…








Ania Tembo lives near Chipata, also home to MicroLoan Zambia’s Head Office. Ania has been supported by MicroLoan for a couple of years, and has so far taken a succession of 5 loans, of increasing value. Ania’s first loan was approximately £58, and her most recent loan was £174. With her increasing loans and regular training, Ania has developed her business considerably and now sells tomatoes, sugar cane, cabbage and onions at the local market. Ania invests most of her loan into seeds and fertilizer for her garden where she grows her crops, and she also purchases additional produce to sell on for a profit. Each loan cycle (4-6 months), Ania saves at least £5, usually considerably more. These savings provide Ania with a buffer, should anything go wrong with the business. By building up her savings, she is ensuring a more stable future for herself and her family. So far, Ania has removed money from her savings just twice: once to purchase a bicycle to travel to market; and once to purchase additional fertilizer for her crops. With her business profits, Ania invests in her household; food, health care and education. The future for Ania and her family is looking bright. In a year or so, we hope to be able to share similar success stories with you of more women and their families who are building sustainable routes out of poverty in Southern Zambia.